Office: 954.368.8686
                       Fax: 954.368.8701
              Toll Free: 855.681.6163

First Title provides a full range of residential and commercial settlement services, issuance of title insurance for owners and lenders, escrow and closing services, short sale facilitation, preparation of seller documents unrelated to closing (through its affiliated attorney) and other services related to real property acquisition. We stand ready to deliver professional, efficient and cost-effective settlement services to Realtors®, Sellers and Buyers throughout South Florida and statewide.



Closing...also called “Settlement” or “Close of Escrow” is the process by which a Buyer acquires title to a property from the Seller. The closing process involves searches of municipal and public records to ensure “insurable” and “marketable” title (generally referred to as “good title”) may be transferred to the Buyer, preparation of proper documentation to effect a legal transfer of title, review of lien, building permit and Code records, utility billing, HOA or condominium requirements, if applicable and collection and payment of the various expenses incurred to effect a title transfer. Typically, in addition to a title insurance policy for the Buyer, a Seller may be required to pay a settlement fee, documentary stamp taxes on the deed, recording expense on the deed, association approvals or other “official” documents, if required, title search/association account verification expense, tax/utility/rent/association maintenance pro-rations, real estate commission, broker “processing” and attorney fees, if applicable, and, of course, pay-off of any existing financing obligations incurred by the Seller during ownership. A Buyer, in Miami-Dade and Broward Counties, may pay for their own title insurance policy, and/or just a “Lender’s” Policy if the Seller is paying for title insurance for the Buyer and the Buyer has used financing to complete the purchase, a settlement fee, a “processing” fee to the brokerage used to facilitate the purchase, any “reverse pro-rations” (if the Seller has pre-paid expenses such as association maintenance or utility expense), expenses related to new financing (“points”, pre-paid escrows, etc.), hazard/windstorm/flood insurance premiums as required/desired, and other related fees/expenses.